Blog | Simplicity Mortgage

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Mortgage Knowledge. Industry Updates. Market Insights. Local Happenings.

Jun 12

LLPA's: Explained! Loan Level Price Adjustments and how they impact your Mortgage Interest Rate.

A Loan Level Price Adjustment, or LLPA, is a risk based fee on conventional mortgage loans required by Fannie Mae and Freddie Mac.

Mar 27

Don't Miss Out! Own your slice of paradise: Ocean Vista Oceanfront Condo, Daytona Beach Shores, FL

Ocean Vistas is a luxurious oceanfront condominium of 76 spacious units located in the heart of Daytona Beach Shores, Florida.

Mar 14

Condo Spotlight: Marina Grande, Daytona Beach Shores, Florida. Buy Today with Simplicity Mortgage!

Looking to Live Luxuriously in one of the area's premiere condominiums? Relaxed refinement, stunning views, sprawling layouts, high end...

Jan 12

Mortgage Rate Buydown: Don't wait on interest rates, purchase your Florida home TODAY!

Don't wait on an Interest Rate! Buy the home you love today, at a discount. Build Financial Wealth with the 2-1 Rate Buydown Home Loan.

Dec 19, 2022

Buy a Primary or Secondary Home without Income, Employment, or DTI Ratio! Port Orange, Volusia & FL!

Unique Loan Options: Primary or Secondary Mortgage (Home Loan) that Does NOT Require Income

Sep 15, 2022

Just Announced: 2023 Conforming Conventional Loan Limit is $726,200. Available today in Florida!

Take advantage of increased buying power! The new 2023 conventional and VA loan limit allows loan amounts up to $726,200!

Sep 2, 2022

Are you really 'Ready to Buy'? What to do now to be prepared when your dream home hits the market!

Is there a way to ease the anxiety of purchasing a home? Absolutely! Start these steps now to set yourself up for success! Buying a new...

Jul 28, 2022

Condo Spotlight: Ocean Villas, Daytona Beach Shores, Florida. Buy Today with Simplicity Mortgage!

Looking to Live Luxuriously in an Oceanfront Condo? Get ready to call Ocean Villas home! This exclusive building is sure to impress!...

Apr 21, 2022

New: TBD Financing! With a loan as Competitive as Cash, you can bid successfully on your dream home!

Increase your chance of coming out on top of the next bidding war with Simplicity's Competitive as Cash TBD loan approval!

Mar 3, 2022

New: Jumbo Home Loans - as little as 3.5% down! Port Orange, New Smyrna, Ormond & all of Florida!

Are you looking to purchase a home above the conforming loan limit ($647,200 in 2022)? If so, we've got some great news! A new loan...

Jan 13, 2022

Time for a Second home? Buy Today & SAVE! Upfront Fees to increase 1.125% - 3.875% on April 1, 2022

Demand for second homes has been steadily increasing, a trend that likely isn't going away soon. The FHFA is applying some targeted...

Dec 9, 2021

4 Benefits of Delayed Financing: Purchase the home, then get the loan! Take advantage in FL today!

Delayed financing is a method of financing that allows you to complete a cash-out refinance up to six months following a real estate...

Dec 2, 2021

The Cash Flow Loan: No Income Required. Buy a Beautiful Florida Beach Rental Today!

Ignite your earning potential without putting in more hours. Purchase a real estate investment or rental property to amplify your income...

Nov 19, 2021

Bye Bye PMI! Conventional loans with as little as 10.01% down. Available NOW! Port Orange & all FL!

The MI Buster Conventional Loan! Same Home. Lower Payment. Say hello to a new conventional fixed rate loan product that eliminates...

Oct 21, 2021

3 Reasons to Waive Escrows on your next Home Loan. Save Cash at Closing & Pay Bills your Way!

What's not to love about paying less cash to close your loan? It's time to take control of your escrow accounts! Pay your home owners...

Sep 30, 2021

Rates Reduced for Investment Properties and Secondary Homes - Daytona, Port Orange, Ormond, Florida

Are you in the market for an investment property or second home purchase? Now is the time to act! The policies set in place by the...

Sep 8, 2021

Specialty Loan Programs: Business Owners & 1099 Income. Port Orange, Ormond Beach & all of Florida!

Simplicity Mortgage has loans tailored to Business Owners and Self Employed: Bank Statement, 1099 Only & Asset Qualifier! Call 386-401-9000

Aug 31, 2021

Condo Spotlight: Oceans 8 - Daytona Beach Shores. Lock a rate in the 2's for your ocean view today!

Beautiful Daytona Beach Ocean Views! Purchase your condo quickly and confidently. Call the condo loan experts at Simplicity Mortgage today!

Aug 6, 2021

Cash Flow Loans: Perfect for Investment Properties! Daytona, New Smyrna, Port Orange, Ormond & FL

Ready to take advantage of the passive income generated by an investment property? Simplicity Mortgage can help you up the profits! We...

Jul 29, 2021

Start the school year in New Home! Low interest rate = increased purchase power!

Take advantage of low mortgage rates and a premium sale price on your current home - purchase your families next home today!