🏡 The Florida Hometown Heroes Loan Program: Are You Eligible?

Florida Hometown Heroes Loan Program

🏡 The Florida Hometown Heroes Loan Program: Are You Eligible?

Are you a Florida-based frontline worker or veteran looking to buy a home? The Florida Hometown Heroes Loan Program, a Florida Housing Finance Corporation initiative, provides down payment and closing cost assistance to eligible first-time homebuyers. To qualify, you must be employed full-time by a Florida-based employer and work in an eligible occupation. Active-duty military members are exempt from the Florida-based employer and occupation requirements.

Here is a breakdown of the eligible occupations:

Healthcare Workers ⚕️

This category includes individuals employed full-time by a Florida-based healthcare provider, hospital, assisted living facility, or mental health facility.

• Nursing: Advanced Practice Registered Nurse (APRN), Licensed Practical Nurse (LPN), Nurse Anesthetist, Nurse Midwife, Nursing Assistant (CNA), Nursing Technician, Registered Nurse (RN), and Clinical Nurse Specialist.

• Medical Technicians: Anesthesia Support Technician, Cardiology Technician, Computed Tomography (CT) Technician, Emergency Room (ER) Technician, Laboratory Technician (including Phlebotomist), Nuclear Medicine Technician, Orthopedic (Ortho) Technician, Pharmacy Technician, Radiation Technician, Sonographer, Surgical Technicians, and X-ray Technician.

• Therapists: Audiology, Occupational, Physical, Respiratory, and Speech Therapists.

• Mental Health Workers: Behavioral Health Specialist/Technician/Therapist, Mental Health Specialist/Technician/Therapist, Case Manager, Psychiatrist, Psychologist, and Social Worker.

• Doctors, Physicians, & Pharmacists: Anesthesiologist, Anesthesiologist Assistant, Dentist, Nuclear Pharmacist, Pharmacist, Physician, and Physician Assistant.

• Other Healthcare Workers: Dental Assistant, Dental Hygienist, Medical Assistant (CMA or MA), Patient Care Assistant, Patient Transporter (Orderly), and Phlebotomist.

School Staff Members 🏫

Eligible applicants must work full-time for a Florida-based K-12 public, private, charter, or magnet school. This includes a variety of roles:

• Assistant Principal.

• Classroom Teacher.

• Career Specialist (Guidance Counselor).

• Food Service / Cafeteria Staff.

• Librarian/Media Specialist.

• Maintenance / Janitorial Staff.

• Principal.

• School Counselor.

• School Psychologist.

• Social Worker.

• Teacher Aide.

First Responders & Public Safety Workers 👮‍♀️🚒

First responders and public safety workers must be employed full-time by a Florida-based fire department, ambulance service, hospital, or a local, county, state, or federal law enforcement department, juvenile detention facility, or correctional facility.

• First Responders: Certified Emergency Medical Technician (EMT), Certified Paramedic, and Firefighter.

• Public Safety Workers: 911 Public Safety Communicator (Operator or Dispatcher), Correctional Officer, Correctional Probation Officer, Juvenile Detention Officer, Juvenile Probation Officer, and Sworn Law Enforcement Officer (Local, State, or Federal).

Court Employees ⚖️

This category is for those employed full-time by a Florida-based county, state, or federal court, court administrator's office, State Attorney's Office, or Public Defender's Office.

• Assistant State Attorney.

• Assistant Public Defender.

• Attorney (if employed by a qualifying Florida court).

• Court Clerk.

• Court Stenographer (Court Reporter) (if employed by a qualifying Florida court).

Childcare Workers 🧑‍🍼

Eligible childcare workers are those employed full-time by a Florida-based licensed childcare facility or a licensed or registered home daycare.

Military & Veterans 🎖️

• Active-Duty Military: All active-duty or reserve service members of all branches of the United States Armed Forces, including the Florida National Guard.

• Veterans: Veterans employed full-time with a Florida-based employer who have been discharged under conditions other than dishonorable. Veterans are not required to work in a specific occupation but must be employed full-time.

Meet the Broker:

Freddy Kling, Simplicity Mortgage

Simplicity Mortgage is a one stop mortgage shop, where I make homeownership dreams come true. Our extensive portfolio and simplified loan process allows us to close loans quickly and successfully, while providing each client an exceptional customer experience.

I come from a family of entrepreneurs and have always understood the value of integrity, challenging work, and dedication. It is extremely important to me that clients and referral partners appreciate that I am available and responsive around the clock.

I have been a resident of Florida for over 50 years and graduated from Embry Riddle Aeronautical University with a bachelor's degree, majoring in computer science and a minor in mathematics. Before the mortgage industry, I was a Senior Principal Program Manager for the world’s fourth largest software company.

Call me today to discuss your real estate goals!

386-401-9000