It's time to enjoy all the convenience with none of the maintenance!

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Condos offer spectacular views, an extensive list of amenities and more security at a more affordable price than a single family home.  By definition, a condo unit is real estate in a building made up of individually owned units, whose owners collectively fund and maintain the building as a whole. 

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When financing a condo, there are different considerations and complexities involved in loan process that are unique to condo purchases.  Prior to approving a loan in a condo unit, the lender must evaluate a variety of factors about the property to ensure the property does not exceed their level of financial risk.  These items can include building occupancy ratios, legal and financial condition of the HOA, property age, structural integrity and amenities.  

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EXPERIENCED IN CONDO LOANS 

 

Simplicity Mortgage has extensive condo loan experience and the industry knowledge to smoothly and successfully close your loan.  We have built a portfolio of pre-approved condo buildings, which allows us to streamline portions of the loan process and to provide simplified, successful condo closings.