Ensure your Credit Score is Secure - For FREE!

Updated: 3 days ago

Today we wanted to share something that can offer a little reassurance in these uncertain times and the best part is - its FREE!


Due to the financial uncertainty that has been created by the virus, all 3 credit bureaus have decided to offer free weekly credit reports thru April of 2021!


Periodically reviewing your credit report will help you to stay in the loop on your current credit situation. Looking over your credit activity can also help you identify signs of identity theft early and take action.


How to request your report and other important information can be found at www.annualcreditreport.com Ensure you review and understand the information on the site prior to requesting your report. Through this program, credit bureaus provide a copy of your credit report, which does not include your actual credit score. The report can help you to identify activity, account balances and potential issues.


Some other great resources for tracking your credit scores are Turbo Tax (if you utilize their services to file your taxes) or potentially your credit card company. Review the information in your billing statement or on their website as some credit card companies provide periodic credit score information to their customers, for free!


Your credit score plays an essential role in your home loan application - determining which type of loans for which you qualify and what rate you will be able to receive. A seemingly small difference in interest rate can equate to hundreds a year and thousands over the life of your loan. Take some time today to look into the resources available to help you track and/or improve your credit score.


Credit Questions? Curious about rates? Looking for a Home Loan? Want to save monthly thru a Refinance?


Call the experts at Simplicity Mortgage today to discuss your options!

Simplicity Mortgage is a local mortgage broker company located on 411 Dunlawton Avenue in Port Orange, Florida. We serve borrowers looking for loans in the central Florida area to include Volusia and Flagler counties, Palm Coast, Ormond Beach, Ormond by the Sea, Deland, Daytona Beach, Daytona Beach Shores, Port Orange, Ponce Inlet, New Smyrna Beach and all surrounding areas. We have a portfolio of 20 lenders, which allow us to find the best home loan product for a borrowers unique purchasing scenario. Our mission is to provide a simple and smooth customer experience coupled with an excellent rate and low fees. We are your accessible, single point of contact throughout the process.  We offer a full suite of loan products: Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, first time home buyer, investment, and secondary property purchases.  We have excellent options for your refinance as well, IRRRL, Home Equity Loan, Streamline Refinance, Cash Out, Rate and Term.  Give us a call today to discuss current mortgage rates.  We will utilize our mortgage calculator to assess the mortgage payment with various mortgage rates for your home loan. 

TO CONTACT OUR TEAM,

CALL, TEXT, OR EMAIL:

SIMPLICITY MORTGAGE

386.401.9000

INFO@SIMMORTGAGE.COM

COMPANY NMLS # 1755062

411 DUNLAWTON AVENUE

PORT ORANGE, FL 32127

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