Welcome to Waters Edge In Port Orange - Conventional Mortgage

Updated: Sep 13

We would like to welcome Ben & Alexis to the Waters Edge neighborhood in Port Orange! We're excited to have you as neighbors, you will love living here. It was a pleasure to make this such a smooth and positive home buying experience.


Waters Edge is located in Port Orange, Florida with 1,218 completed homes that are part of the homeowners association. The school zone consists of Cypress Creek Elementary, Creekside Middle School, and Spruce Creek High School.


Convendale is a gated community within Waters Edge.


Every April the neighborhood hosts a community weekend yard sale. As a resident of the neighborhood, the event brings a lot of local garage sale shoppers to the community and makes it easy to sell the items that are no longer used.


As for financing your next home purchase, conventional loans have down payment option as low as 3%! There are loan programs for primary, second/vacation, and investment properties. Good credit and more down payment for conventional loans provide flexibility and saving opportunites over the life of the loan. For a primary, the minimum down payment is 3% for first time home-buyers or if you have not owned a home in the last three years. For a secondary home, the minimum down payment is 10% and usually the interest is about the same or very close. As for investment properties, the minimum down payment can be as low as 15%.


Lower closing costs by eliminating upfront mortgage insurance premium as well as monthly mortgage insurance requirements. The upfront mortgage insurance premium for the FHA loan program will add an additional 1.75% to the loan amount.


Flexible repayment period terms - generally, the shorter the repayment period, the more competitive the interest rate. There are options for bi-weekly payments that force you to make 26 payments a year instead of 12. Reduce the effective interest rate and the total interest over the life of the loan


Freddy Kling at another closing in Port Orange representing Simplicity Mortgage

Simplicity Mortgage is a local mortgage brokerage in Port Orange, Florida. We serve borrowers looking for home loans in the central Florida area to include Volusia, Flagler, Orange, Duval, St. Johns counties and more! Lending in Palm Coast, Ormond Beach, Daytona Beach, Daytona Beach Shores, Port Orange, Ponce Inlet, New Smyrna Beach, Orlando, Jacksonville, and all other sunny Florida destinations!

TO CONTACT OUR TEAM,

CALL, TEXT, OR EMAIL:

SIMPLICITY MORTGAGE

386.401.9000

INFO@SIMMORTGAGE.COM

COMPANY NMLS # 1755062

411 DUNLAWTON AVENUE

PORT ORANGE, FL 32127

  • Instagram

ALTERNATIVELY, YOU CAN COMPLETE

THE FOLLOWING CONTACT FORM:

  • Facebook