Congrats to Kevin on his new Ponce Inlet oceanfront condo! 15 days clear to close for this self-employed borrower and only 10% down as a second home. Simplicity Mortgage has exclusive product options for luxury condos, as well as, the knowledge and experience to make your transaction easy and successful.
When it comes to financing, condos can have a few more potential challenges than a single family home. To make sure their collateral is secure, lenders require some extra documentation. They will want to verify the building is properly insured, the managing organization sufficiently funded and if there is any current or pending litigation - just to name a few.
Each condo building is unique. Big box and online lenders may not have experience in our area or understand what is required - leading to closing delays or possible cancellations of a contract. Here at Simplicity Mortgage we know local, because we are local. We handle all of our client files in a personal and professional way - from application thru closing.
If you're looking to purchase a waterfront condo in Ponce, Daytona Beach Shores or anywhere on the Florida coast! From Jacksonville Beach to Pensacola to Key west, contact the condo loan experts at Simplicity Mortgage to buy with Simplicity!
Simplicity Mortgage is a local mortgage brokerage!
We serve borrowers looking for loans in the central Florida to include Palm Coast, Ormond Beach, Ormond by the Sea, Port Orange, Ponce Inlet, New Smyrna Beach, Orlando, and all surrounding areas.
Freddy Kling: 386-401-9000
Simplicity has a portfolio of over 20 lenders, which enable us to find the best home loan product for a borrowers unique purchasing scenario.
Our mission is to provide a simple and smooth customer experience coupled with an excellent rate and low fees. We are your accessible, single point of contact throughout the process. We offer a full suite of loan products: Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance as well, IRRRL, Home Equity Loan, Streamline Refinance, Cash Out, Rate and Term.
Give us a call today to discuss current mortgage rates. We will utilize our mortgage calculator to assess the mortgage payment with various mortgage rates for your home loan to help you determine the best financial fit for your purchase.