At Simplicity Mortgage, we believe it important educate borrowers so they can be informed and confident throughout the purchase of a home.

Happy Monday Mortgage enthusiasts! Mortgage Rates. Are. Low. Now could be the perfect time to refinance your mortgage! Today we wanted to go over a few options and demonstrate with some examples the positive impact a refinance could have on your finances. Today’s mortgage interest rate is probably lower (maybe even MUCH lower) than your current rate. A higher interest rate means you pay more each month in interest - essentially the money "costs" more to borrow. With a refin